Dogs are the most common pet in any household. Their loyalty and gentleness could endear them to their owners, making them not just a pet but a part of the family. But most dog owners have no idea how expensive their dog’s medical bills could get, especially when it gets older. This is where pet insurance becomes valid.
Most dog owners would consider getting their dog pet insurance as unnecessary and a luxury that only the rich could afford. As a result, only 3% of dog owners have pet dog insurance.
What are some of the reasons for not buying pet insurance?
It’s too expensive – When dogs get older, they become vulnerable to many ailments like arthritis, cancer, and diseases of the heart, liver, and kidneys. Compare a $ 30-a-month premium on dog insurance now to spending around $500 a year on medication and a support harness for an arthritic dog later.
It won’t cover all my dog’s health costs – Of course, it’s impossible to find a plan that covers everything. It’s the same with your insurance. But I believe that having a plan is better than nothing.
I don’t know what policy to buy – Most people don’t know either. But you could start by checking online. This is where you can find companies, different approaches, and insurance prices from which you can compare and select.
Now let’s look at the reasons why you need to cover your dog with pet insurance:
You don’t need to worry about health expenses for your pet – your dog will inevitably grow old and could develop various diseases. The American Kennel Club’s survey shows that an average dog owner spends around $1500 yearly on health care for their dogs. Having pet dog insurance could help lessen your expenses.
Helps reduce the risk of loss – The insurance company will help you find your lost pet and provide burial processes for your beloved canine.
It could increase the lifespan of your dog – Having a good health treatment could ensure your dog’s good health, thereby giving you more years to enjoy with him.
It could cover damage fees caused by your dog – Your insurance could help you pay any damage to property that your dog might cause. But, again, this is an unexpected situation you don’t need to worry about.
It could cover legal fees caused by your dog – Your pet could cause some injury to other people, which could bring you into a legal situation. If ever this happens, your insurance will be there to cover the cost.
Your pet may cause injury to other people. This can happen if your pet is quite aggressive. This incident can bring you into a problematic legal situation. You don’t need to pay the legal fees from your pocket when this happens because the insurance will cover this need.
After reading this, you can now weigh the pros and cons of getting pet insurance. Decide fast! It just might be too late.
For more information about popular dog breeds, please visit Pet Dog Insurance.
Kristle has a keen interest in dogs and also is a dog lover. Learn more about your favorite dog breeds and a few training and care tips at All Dog Breeds.